Hudson Valley Credit Union is currently recruiting for the position of Director of Consumer Lending Operations. Primary Function: Responsible for the effective management of the Consumer Lending Department consisting of Underwriters, Processors, Servicers, Business partners, and member service. Accountable for quality control, efficiencies, budget management and all Credit Union goals and objectives for Consumer Lending.

• Provide leadership and oversight of the Consumer Loan process, ensuring accuracy, efficiency and superior member service in the process.
  
• Oversee the direct and indirect consumer lending operations to ensure the application through servicing is compliant, efficient and accurate and provides a superior member service experience.
  
• Manage an indirect dealer compensation program that is in alignment with the Credit Union’s philosophy, encourages loan growth and ensures loan asset quality.
  
• Research trends and developments within the Credit Union and the broader consumer market.
  
• Perform on-going analysis of consumer loan programs to measure competitiveness and recommend changes or modifications as necessary.
• Assume responsibility for the credit quality and ongoing soundness of the consumer lending portfolio, including accurate and complete credit files, ongoing quality control and acceptable loan reviews.
• Mentor team members to develop and expand their underwriting, processing, servicing, and management skills.
• Establish relationships with external business partners to source Consumer Loan participations for purchase established by credit union polices.
  
• Cultivate relationships with other Lending AVPs in the credit unions to establish service levels and loan quality.
  
• Engage in strategic planning, research, development and implementation of new consumer loan products and services to ensure the Credit Union remains competitive within the market.
  
• Adhere to all regulatory and Credit Union policies, guidelines and procedures, promptly following up on any documentation and collateral exceptions.
  
• Develop and monitor annual goals for consumer loan origination/production. Provide input to the lending marketing plan and recommends appropriate tactics to help department meet/exceed goals.
  
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• Bachelor’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience Degree may not substitute for experience required
• Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) required
• Minimum 7 Years Lending experience required
• Minimum 5 Years Consumer Lending experience required
• Minimum 5 Years Leadership experience required
• Minimum 3 Years Consumer Loan Underwriting experience required

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Bachelor’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience Degree may not substitute for experience required
• Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) required
• Minimum 7 Years Lending experience required
• Minimum 5 Years Consumer Lending experience required
• Minimum 5 Years Leadership experience required
• Minimum 3 Years Consumer Loan Underwriting experience required

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Provide leadership and oversight of the Consumer Loan process, ensuring accuracy, efficiency and superior member service in the process.
  
• Oversee the direct and indirect consumer lending operations to ensure the application through servicing is compliant, efficient and accurate and provides a superior member service experience.
  
• Manage an indirect dealer compensation program that is in alignment with the Credit Union’s philosophy, encourages loan growth and ensures loan asset quality.
  
• Research trends and developments within the Credit Union and the broader consumer market.
  
• Perform on-going analysis of consumer loan programs to measure competitiveness and recommend changes or modifications as necessary.
• Assume responsibility for the credit quality and ongoing soundness of the consumer lending portfolio, including accurate and complete credit files, ongoing quality control and acceptable loan reviews.
• Mentor team members to develop and expand their underwriting, processing, servicing, and management skills.
• Establish relationships with external business partners to source Consumer Loan participations for purchase established by credit union polices.
  
• Cultivate relationships with other Lending AVPs in the credit unions to establish service levels and loan quality.
  
• Engage in strategic planning, research, development and implementation of new consumer loan products and services to ensure the Credit Union remains competitive within the market.
  
• Adhere to all regulatory and Credit Union policies, guidelines and procedures, promptly following up on any documentation and collateral exceptions.
  
• Develop and monitor annual goals for consumer loan origination/production. Provide input to the lending marketing plan and recommends appropriate tactics to help department meet/exceed goals.
  
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

Hudson Valley Credit Union is currently recruiting for the position of VP Creative Director. Primary Function: Translate business and marketing objectives into clear omni-channel creative strategies, and turn creative outputs into revenue.

• Own, define and evolve HVCU’s brand and brand strategy including messaging frameworks and standards across our channels; collaborate with key stakeholders on brand architecture, and ensure that all channels and departments are working toward the same brand vision with our brand personality consistently displayed in everything we do.

• Lead the planning, execution, and optimization of integrated omni-channel brand campaigns including website, social media, email marketing, SMS marketing and digital advertising.

• Implement a brand strategy through differentiated and impactful marketing campaigns across all markets and key identified targets.

• Partner with product marketing, PR, business units and other stakeholders to coordinate comprehensive and scalable campaigns for new and mature markets.

• Design creative messaging for all digital initiatives including website updates, emails, social media banner ads, etc. with ability to interpret and transform brand positioning and print visuals into a digital platform.

• Lead, develop, implement and maintain a creative and content strategy using innovative and captivating concepts for integrated campaigns on behalf of our brand and our partners that align with our mission, impact and core values.

• Develop and implement a comprehensive content strategy that includes compelling storytelling through digital, video, photo, audio, copy, and print media that aligns with the company's strategic objectives and resonates with target audiences.

• Establish key performance indicators (KPIs) and metrics to track the effectiveness of brand initiatives and campaigns. Analyze data and insights to evaluate brand performance, identify areas for improvement, and make data drive recommendations for optimization.

• Manage the end-to-end production process, from ideation to final delivery, while adhering to timelines and budgets

• Stay informed about industry trends, best practices, and emerging technologies to continuously elevate the quality of creative output.

• Act as a brand steward, ensuring that all creative work reflects the company's values, messaging, and visual identity.

• Present creative concepts and strategies to key stakeholders, including executives and clients, articulating the rationale behind each decision.

• Drive innovation and experimentation in content creation, exploring new formats and techniques to engage audiences in unique ways.

• Conduct market research, competitive analysis, and consumer insights studies to inform brand strategy development and optimization. Stay current with industry trends, regulatory changes, and consumer preferences to identify opportunities for brand innovation and differentiation.

• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• Bachelor’s Degree in Marketing/Business or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience.
• Minimum 7 years broad creative and management experience with a strong portfolio of design excellence demonstrating a proven track record of success is required. 
• Minimum 5 years leadership experience is required.
• Expertise in, and hands on experience with corporate branding positioning, brand messaging and marketing communications with the ability to drive, implement and operationalize the brand strategy in a matrixed environment is required.
• Digital performance media background with expertise in programmatic display, paid social and paid search media, Google marketing platforms, analytics as well as other digital marketing and CRM platforms and tools. Hands on experience with Google ads platform, and direct management of SEM is required. 

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Bachelor’s Degree in Marketing/Business or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience.
• Minimum 7 years broad creative and management experience with a strong portfolio of design excellence demonstrating a proven track record of success is required. 
• Minimum 5 years leadership experience is required.
• Expertise in, and hands on experience with corporate branding positioning, brand messaging and marketing communications with the ability to drive, implement and operationalize the brand strategy in a matrixed environment is required.
• Digital performance media background with expertise in programmatic display, paid social and paid search media, Google marketing platforms, analytics as well as other digital marketing and CRM platforms and tools. Hands on experience with Google ads platform, and direct management of SEM is required. 

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Own, define and evolve HVCU’s brand and brand strategy including messaging frameworks and standards across our channels; collaborate with key stakeholders on brand architecture, and ensure that all channels and departments are working toward the same brand vision with our brand personality consistently displayed in everything we do.

• Lead the planning, execution, and optimization of integrated omni-channel brand campaigns including website, social media, email marketing, SMS marketing and digital advertising.

• Implement a brand strategy through differentiated and impactful marketing campaigns across all markets and key identified targets.

• Partner with product marketing, PR, business units and other stakeholders to coordinate comprehensive and scalable campaigns for new and mature markets.

• Design creative messaging for all digital initiatives including website updates, emails, social media banner ads, etc. with ability to interpret and transform brand positioning and print visuals into a digital platform.

• Lead, develop, implement and maintain a creative and content strategy using innovative and captivating concepts for integrated campaigns on behalf of our brand and our partners that align with our mission, impact and core values.

• Develop and implement a comprehensive content strategy that includes compelling storytelling through digital, video, photo, audio, copy, and print media that aligns with the company's strategic objectives and resonates with target audiences.

• Establish key performance indicators (KPIs) and metrics to track the effectiveness of brand initiatives and campaigns. Analyze data and insights to evaluate brand performance, identify areas for improvement, and make data drive recommendations for optimization.

• Manage the end-to-end production process, from ideation to final delivery, while adhering to timelines and budgets

• Stay informed about industry trends, best practices, and emerging technologies to continuously elevate the quality of creative output.

• Act as a brand steward, ensuring that all creative work reflects the company's values, messaging, and visual identity.

• Present creative concepts and strategies to key stakeholders, including executives and clients, articulating the rationale behind each decision.

• Drive innovation and experimentation in content creation, exploring new formats and techniques to engage audiences in unique ways.

• Conduct market research, competitive analysis, and consumer insights studies to inform brand strategy development and optimization. Stay current with industry trends, regulatory changes, and consumer preferences to identify opportunities for brand innovation and differentiation.

• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.