Hudson Valley Credit Union is currently recruiting for the position of VP, Director of Mortgage Loan Origination - Northern NY Market. Primary Function: Provide daily sales management and leadership for the Mortgage Loan Officers. Analyze local market opportunities and lead the Mortgage Loan Officers to execute sales and performance goals while ensuring full compliance with all applicable residential mortgage lending rules and regulations. Provide leadership, guidance and training support to staff ensuring members receive excellent member service during the mortgage process. Base Pay: $110,000 + Commission. Experience in the Albany  market required. 

• Coach, train and direct the daily sales activities of all Mortgage Loan Officers. Drive the development and execution of all established sales and performance goals, and assist with member service issues.
• Develop and implement loan origination procedures, programs and marketing strategies that enable team members to achieve high volume loan production and consistently meet or exceed performance goals, while ensuring adherence to all applicable guidelines, procedures and regulations.
• Hold team members accountable to identify opportunities for referral to other Credit Union products and services including, but not limited to, Hudson Valley Credit Union Insurance Services, HVCU Financial Services, HVCU Business Services and HVCU branch services.
• Analyze financial and other relevant sales data to identify trends, market opportunities and competitive offerings. Recommend changes to the lending program parameters, policies, guidelines and procedures as needed.
• Prepare all applicable management reports for lending in a timely manner. Use reports to monitor growth, existing member relationships, budget goals and asset quality.
• Responsible for assisting direct reports in the development and maintenance of internal and external relationships for referral sources within the community including, but not limited to, branches, businesses, realtors, builders and other affinity groups. Attend functions relative to the position to build rapport within the community.
• Maintain superior knowledge of the variety of loan products, guidelines and services offered and attend meetings and training programs as required by the Credit Union in order to maintain this level of experience and knowledge.
• Lead and participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Continuously look for opportunities to enhance revenue and create lean efficiencies, reduce expenses, streamline and improve operations.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• Bachelor’s Degree in Business, Finance or related field preferred 
• Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) required
• Valid Drivers License is required
• Minimum 5 Years Leadership experience required
• Minimum 3 Years Residential Lending experience required
• Secondary Mortgage Market experience is preferred

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Bachelor’s Degree in Business, Finance or related field preferred 
• Registration with the Nationwide Mortgage Licensing System and Registry (NMLS) required
• Valid Drivers License is required
• Minimum 5 Years Leadership experience required
• Minimum 3 Years Residential Lending experience required
• Secondary Mortgage Market experience is preferred

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Coach, train and direct the daily sales activities of all Mortgage Loan Officers. Drive the development and execution of all established sales and performance goals, and assist with member service issues.
• Develop and implement loan origination procedures, programs and marketing strategies that enable team members to achieve high volume loan production and consistently meet or exceed performance goals, while ensuring adherence to all applicable guidelines, procedures and regulations.
• Hold team members accountable to identify opportunities for referral to other Credit Union products and services including, but not limited to, Hudson Valley Credit Union Insurance Services, HVCU Financial Services, HVCU Business Services and HVCU branch services.
• Analyze financial and other relevant sales data to identify trends, market opportunities and competitive offerings. Recommend changes to the lending program parameters, policies, guidelines and procedures as needed.
• Prepare all applicable management reports for lending in a timely manner. Use reports to monitor growth, existing member relationships, budget goals and asset quality.
• Responsible for assisting direct reports in the development and maintenance of internal and external relationships for referral sources within the community including, but not limited to, branches, businesses, realtors, builders and other affinity groups. Attend functions relative to the position to build rapport within the community.
• Maintain superior knowledge of the variety of loan products, guidelines and services offered and attend meetings and training programs as required by the Credit Union in order to maintain this level of experience and knowledge.
• Lead and participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Continuously look for opportunities to enhance revenue and create lean efficiencies, reduce expenses, streamline and improve operations.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

The Opus Edge/Hudson Valley Credit Union Summer intern program is a 10-week paid internship that provides you insight and broad exposure into into legal and compliance field. Summer interns participate in a variety of activities designed to foster teamwork, encourage networking, and engage with senior leadership. Our goal is for you to have the opportunity to build upon your academic foundation – specifically technical skills, industry knowledge, and familiarity with a corporate environment – while pursuing your career, based on your interests and background. Your training and development is our top priority, with training offered throughout the internship, as well as on-the-job support and mentorship. Pay Rate: $20/HR

Over the ten-week experience, you will participate in a variety of day-to-day activities depending on the team to which you are aligned. You will be paired with a team of professionals and may work with different types of clients including consumers, companies, and institutions. You will also be required to participate in two online courses led by industry experienced professors. The first class will teach you work ready skills and the second will train you in credit union/financial organization operations with an emphasis on fraud detection and prevention.

• Conduct comprehensive legal research on financial regulations, including banking and insurance laws.
• Support the legal team in reviewing and updating internal policies to ensure compliance with current regulations.
• Monitor updates and developments in financial regulations.
• Analyze and interpret regulatory requirements and their implications.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

Required:

• GPA 3.0+
• College Sophomore+
• Pre-law, Paralegal Studies or other related field 

Preferred:

• Possess a high level of intellectual curiosity, a drive for operational excellence, and a commitment to achieving sustainable results.
• Demonstrates proficiencies in leadership, teamwork, problem solving and analytical skills.
• Strong verbal and written communication skills and a commitment to professionalism.
• Ability to work both independently, when necessary, be detail oriented, and have good time management skills.

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

Required:

• GPA 3.0+
• College Sophomore+
• Pre-law, Paralegal Studies or other related field 

Preferred:

• Possess a high level of intellectual curiosity, a drive for operational excellence, and a commitment to achieving sustainable results.
• Demonstrates proficiencies in leadership, teamwork, problem solving and analytical skills.
• Strong verbal and written communication skills and a commitment to professionalism.
• Ability to work both independently, when necessary, be detail oriented, and have good time management skills.

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

Over the ten-week experience, you will participate in a variety of day-to-day activities depending on the team to which you are aligned. You will be paired with a team of professionals and may work with different types of clients including consumers, companies, and institutions. You will also be required to participate in two online courses led by industry experienced professors. The first class will teach you work ready skills and the second will train you in credit union/financial organization operations with an emphasis on fraud detection and prevention.

• Conduct comprehensive legal research on financial regulations, including banking and insurance laws.
• Support the legal team in reviewing and updating internal policies to ensure compliance with current regulations.
• Monitor updates and developments in financial regulations.
• Analyze and interpret regulatory requirements and their implications.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

Hudson Valley Credit Union is currently recruiting for the position of Payroll Specialist. Primary Function: Primary point of contact for all payroll-related matters. Administer and generate bi-weekly payroll, process electronic time records, reconcile payroll with ledgers and operating budgets and produce applicable reports.  Ensure accurate and timely filing of payroll taxes and required reporting.

• Administer and generate an accurate and timely full-cycle, in-house, multi-state bi-weekly payroll process for the Credit Union.  Process complex and advanced payroll calculations such as commissions, bonuses, incentives, awards, reimbursements and garnishments.  Implement payroll, tax, wage, hour and benefit time changes.  Responsible for all aspects of payroll-related record retention.
• Responsible for the integrity of the electronic timesheet systems and all applicable system controls and maintenance.  Input, verify and ensure accuracy of all employee/management maintenance requests, i.e. change of status, new hire, termination, reporting structure, etc.
• Monitor and configure timely and accurate bi-directional interface export files for our internal partners.
• Prepare and file quarterly U.S. Department of Labor Multiple Worksite Report and United Way reporting in accordance with established deadlines.
• Conduct quarterly review of payroll wage and tax register and prepare and file for the secondary tax entity.  Review and ensure accuracy of the quarterly and annual federal and state tax deposits.  Reconcile and distribute annual W-2 forms. 
• Responsible for the resolution of employee and management questions and concerns regarding payroll or timesheet entries in an effective and timely manner, pursuant to company policies and procedures.  Prepare and complete all requests for documentation of payroll information from internal and external sources, as needed.
• Support internal partners with inquiries related to general ledgers and compensation budgets.
• Keep abreast of payroll and timesheet processing systems and changes in wage and tax laws.  Maintain knowledge of industry trends and make recommendations regarding new processes and policies.  Ensure departmental compliance with all Credit Union policies and procedures as well as Federal and State regulatory requirements.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate is required.
• Associate’s Degree in Finance, Accounting or related field is preferred.
• Certified Payroll Professional certification is preferred.
• Minimum 3 Years experience required for:
  • Administering an in-house, automated payroll/timesheet system experience required. (ADP/Kronos is a plus)
  • Working knowledge of multi-state wage and hour laws, employee benefits, and required federal, state, and local tax filings is required. 
  • Processing commissions, incentives, bonuses, reimbursements, and garnishments.
  • Resolution of management and employee payroll-related issues and/or concerns.

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate is required.
• Associate’s Degree in Finance, Accounting or related field is preferred.
• Certified Payroll Professional certification is preferred.
• Minimum 3 Years experience required for:
  • Administering an in-house, automated payroll/timesheet system experience required. (ADP/Kronos is a plus)
  • Working knowledge of multi-state wage and hour laws, employee benefits, and required federal, state, and local tax filings is required. 
  • Processing commissions, incentives, bonuses, reimbursements, and garnishments.
  • Resolution of management and employee payroll-related issues and/or concerns.

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Administer and generate an accurate and timely full-cycle, in-house, multi-state bi-weekly payroll process for the Credit Union.  Process complex and advanced payroll calculations such as commissions, bonuses, incentives, awards, reimbursements and garnishments.  Implement payroll, tax, wage, hour and benefit time changes.  Responsible for all aspects of payroll-related record retention.
• Responsible for the integrity of the electronic timesheet systems and all applicable system controls and maintenance.  Input, verify and ensure accuracy of all employee/management maintenance requests, i.e. change of status, new hire, termination, reporting structure, etc.
• Monitor and configure timely and accurate bi-directional interface export files for our internal partners.
• Prepare and file quarterly U.S. Department of Labor Multiple Worksite Report and United Way reporting in accordance with established deadlines.
• Conduct quarterly review of payroll wage and tax register and prepare and file for the secondary tax entity.  Review and ensure accuracy of the quarterly and annual federal and state tax deposits.  Reconcile and distribute annual W-2 forms. 
• Responsible for the resolution of employee and management questions and concerns regarding payroll or timesheet entries in an effective and timely manner, pursuant to company policies and procedures.  Prepare and complete all requests for documentation of payroll information from internal and external sources, as needed.
• Support internal partners with inquiries related to general ledgers and compensation budgets.
• Keep abreast of payroll and timesheet processing systems and changes in wage and tax laws.  Maintain knowledge of industry trends and make recommendations regarding new processes and policies.  Ensure departmental compliance with all Credit Union policies and procedures as well as Federal and State regulatory requirements.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.