Hudson Valley Credit Union is currently recruiting for the position of Senior Commercial Lending Specialist. Primary function: Provide support to Commercial Lending Operations, including preparation of department reports and maintenance of department databases and portfolio management systems; as well as the third party due diligence process. Primarily responsible for assisting with the more complex and/or time sensitive commercial loan files, relying on extensive commercial loan processing and third party report due diligence experience to make sound decisions and recommendations. Provide support to internal and external member requests. Complete commercial loan quality control and data for various reports, including HMDA. Responsible for reconciliation of GL accounts and processing of invoices and checks received for various commercial lending functions.

• Track, monitor and provide regular updates on the third party due diligence process, specifically commercial appraisal and environmental reports.  To include obtaining quotes, ordering, collecting funds and processing payments for commercial appraisal and environmental reports and reviews.
• Complete commercial loan quality control and data for various reports, including HMDA.
• Prepare and regularly update required Commercial Lending department, management and Board reports. To include pipeline, watch list, portfolio, exception, SBA, UCC expiration, and various other monthly or quarterly reports.
• Responsible for overseeing the reporting, payment application, and maintenance of SBA Loans (including PPP loans), as needed.
• Oversee the distribution of HVCU Business Loan Committee packages as well as reviewing minutes for these meetings.
• Provide support to Commercial Lending staff, including tracking documents out for recording and maintaining current information for the commercial loan portfolio.
• Oversee the maintenance of complete and accurate commercial credit files as well as assisting with gathering and providing information during exams and audits. To include maintaining and updating participation loan files and participation due diligence documents.
• Primarily responsible for reconciliation of GL accounts and processing of invoices and checks received for various commercial lending functions.
• Ensure vendor management system is updated and maintained by collecting required due diligence information from vendors and submitting to the appropriate area/system.
• Provide backup support to Commercial Lending Specialist I, as needed.
• Maintain and update department procedures. To include tracking of procedure updates and changes.
• Have a strong understanding of commercial loan terminology and commercial loan ratios including debt-to income ratio, debt service coverage ratio, and loan to value ratio.
• Assist with the maintenance of all commercial loans on the loan origination/servicing system, and submit service requests, as needed.
• Provide backup coverage for commercial loan processing and administrative functions, as needed.
• Achieve goals assigned to the Senior Commercial Lending Specialist as part of the assigned departments’ annual operating plan. To include suggesting and assisting with implementing process improvements to enhance member experience and increase department efficiencies.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

• Associate’s Degree, High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Bachelor's Degree preferred
• Minimum of 5 years of commercial/business lending experience required
• Knowledge of database, excel and report preparation required

• Commercial loan documentation experience, in particular with appraisal and environmental reports required

• Experience with Synergy/document imaging system preferred

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. This is exemplified through our awards-winning benefits package, opportunities for professional advancement, commitment to diversity, equity inclusion amongst employees and focus on bettering our community through charitable donations & volunteer hours!

Employee Perks:

• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Flexible Spending Account (medical & dependent care)
• Life, Short-Term, and Long-Term Disability Insurance
• Employee Assistance Program
• Educational Assistance Program; Student Loan Repayment & Tuition Reimbursement
• HVCU University & Academy; professional development training
• Discounted Loan Rates & Fees 

Diversity Commitment:

“At HVCU, we recognize that our greatest strength comes from the diversity of our team, the members that we serve, and our communities. We are committed to upholding our values of Diversity, Equity, and Inclusion in everything we do. We celebrate and embrace what makes each of us different and foster an environment where everyone feels like they belong.”

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Associate’s Degree, High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Bachelor's Degree preferred
• Minimum of 5 years of commercial/business lending experience required
• Knowledge of database, excel and report preparation required

• Commercial loan documentation experience, in particular with appraisal and environmental reports required

• Experience with Synergy/document imaging system preferred

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. This is exemplified through our awards-winning benefits package, opportunities for professional advancement, commitment to diversity, equity inclusion amongst employees and focus on bettering our community through charitable donations & volunteer hours!

Employee Perks:

• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Flexible Spending Account (medical & dependent care)
• Life, Short-Term, and Long-Term Disability Insurance
• Employee Assistance Program
• Educational Assistance Program; Student Loan Repayment & Tuition Reimbursement
• HVCU University & Academy; professional development training
• Discounted Loan Rates & Fees 

Diversity Commitment:

“At HVCU, we recognize that our greatest strength comes from the diversity of our team, the members that we serve, and our communities. We are committed to upholding our values of Diversity, Equity, and Inclusion in everything we do. We celebrate and embrace what makes each of us different and foster an environment where everyone feels like they belong.”

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Track, monitor and provide regular updates on the third party due diligence process, specifically commercial appraisal and environmental reports.  To include obtaining quotes, ordering, collecting funds and processing payments for commercial appraisal and environmental reports and reviews.
• Complete commercial loan quality control and data for various reports, including HMDA.
• Prepare and regularly update required Commercial Lending department, management and Board reports. To include pipeline, watch list, portfolio, exception, SBA, UCC expiration, and various other monthly or quarterly reports.
• Responsible for overseeing the reporting, payment application, and maintenance of SBA Loans (including PPP loans), as needed.
• Oversee the distribution of HVCU Business Loan Committee packages as well as reviewing minutes for these meetings.
• Provide support to Commercial Lending staff, including tracking documents out for recording and maintaining current information for the commercial loan portfolio.
• Oversee the maintenance of complete and accurate commercial credit files as well as assisting with gathering and providing information during exams and audits. To include maintaining and updating participation loan files and participation due diligence documents.
• Primarily responsible for reconciliation of GL accounts and processing of invoices and checks received for various commercial lending functions.
• Ensure vendor management system is updated and maintained by collecting required due diligence information from vendors and submitting to the appropriate area/system.
• Provide backup support to Commercial Lending Specialist I, as needed.
• Maintain and update department procedures. To include tracking of procedure updates and changes.
• Have a strong understanding of commercial loan terminology and commercial loan ratios including debt-to income ratio, debt service coverage ratio, and loan to value ratio.
• Assist with the maintenance of all commercial loans on the loan origination/servicing system, and submit service requests, as needed.
• Provide backup coverage for commercial loan processing and administrative functions, as needed.
• Achieve goals assigned to the Senior Commercial Lending Specialist as part of the assigned departments’ annual operating plan. To include suggesting and assisting with implementing process improvements to enhance member experience and increase department efficiencies.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
• Responsible for regular and predictable attendance including punctuality.

Hudson Valley Credit Union is currently recruiting for the position of Business Analyst PMO. Primary Function: act as a liaison between project/program stakeholders, by understanding business needs, structure, processes, policies and operations.  Capture, analyze, and document requirements; and support the communication and delivery of those requirements to the stakeholders.

• Elicit, translate, validate, communicate, negotiate and manage requirements through techniques such as interviews, walk-throughs, surveys, use cases, specifications, and modeling. Maintain documentation relative to these activities.
• Scope a project/program to meet business needs.
• Identify, define and communicate solutions (technical, business process/procedural, etc.) that will maximize the value delivered by an organization or business unit to its stakeholders.
• Act as communication conduit between the stakeholders and the project/program team.
• Build and maintain strong relationships with key stakeholders at all levels, including business leaders, users, project managers, and technical teams to elicit feedback for new or enhanced processes.
• Translate technical and architectural issues so that project/program stakeholders can understand and make effective decisions.
• Contribute to writing user acceptance tests/cases and liaise between testing resources and stakeholders.
• Represent stakeholders on the project/program.
• Identify and model processes, data, and business rules.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• Bachelor’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience in Business Administration, Information Systems required.
• Business analysis certification (e.g., CBAP, PMI-PBA, CCBA) required.
• Minimum 2 Years Project management and quality and/or process improvement, preferably within the financial services industry required.
• Minimum 1 Year Business writing skills, including Business Requirements Documents, System Requirements Documents, Use Case Specifications and Functional Specifications required.

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage 
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Bachelor’s Degree or at least 2 years equivalent experience for each undergraduate year not completed; undergraduate degree cannot substitute for minimum number of years of experience in Business Administration, Information Systems required.
• Business analysis certification (e.g., CBAP, PMI-PBA, CCBA) required.
• Minimum 2 Years Project management and quality and/or process improvement, preferably within the financial services industry required.
• Minimum 1 Year Business writing skills, including Business Requirements Documents, System Requirements Documents, Use Case Specifications and Functional Specifications required.

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage 
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Elicit, translate, validate, communicate, negotiate and manage requirements through techniques such as interviews, walk-throughs, surveys, use cases, specifications, and modeling. Maintain documentation relative to these activities.
• Scope a project/program to meet business needs.
• Identify, define and communicate solutions (technical, business process/procedural, etc.) that will maximize the value delivered by an organization or business unit to its stakeholders.
• Act as communication conduit between the stakeholders and the project/program team.
• Build and maintain strong relationships with key stakeholders at all levels, including business leaders, users, project managers, and technical teams to elicit feedback for new or enhanced processes.
• Translate technical and architectural issues so that project/program stakeholders can understand and make effective decisions.
• Contribute to writing user acceptance tests/cases and liaise between testing resources and stakeholders.
• Represent stakeholders on the project/program.
• Identify and model processes, data, and business rules.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

Hudson Valley Credit Union is currently recruiting for the position of Consumer Leasing Specialist. Primary Function: Responsible for being the main point of contact for all leasing items and performing relevant lease maintenance and end of lease process tasks. Handle all telephone & service request inquiries to the Consumer Lending area.

• Performs tasks associated with end of lease process and maintenance. Prepares ownership transfer documents, updates post origination system, and obtains necessary documentation from lessee to complete disposition or renewal process. Reconciliation of reports and lease general ledgers.
  
• Acts as liason between HVCU and Credit Union Leasing of America (CULA) and provides guidance on end of lease maintenance functions.
  
• Participates in relationship status calls and participates in on-site visits to assigned accounts to build relationships and improve service.
  
• Works closely with Relationship Managers, Account Managers, Customers and Lease Partners to provide superior customer service.
  
• Handle all service requests and perform necessary functions such as research, loan maintenance, transaction processing and reconstructions in response. This includes, but is not limited to, student loan maintenance, vehicle, small business and home equity lien satisfaction documents. Meet service request turnaround goals.
  
• Perform all duties as a Consumer Leasing Specialist and provide technical support and training as needed.
• Responsible for all aspects of the collateral protection insurance program. In addition, pays hazard and forceplaced insurance premiums from escrow account.
• Ensure the Credit Union remains within regulatory compliance requirements by completing internal reports, vendor reports and reconciles various general ledger accounts.
• Seek to improve efficiencies and streamline operating expenses through innovative ideas for continuous improvement.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.
  

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Minimum 1 year Consumer Loan Servicing/Loan Servicing industry work history required
• Minimum 1 year Lease Servicing/Lease Loan Servicing work history preferred

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• High School Diploma, General Education Development (GED) certificate, or state authorized high school equivalent certificate required
• Minimum 1 year Consumer Loan Servicing/Loan Servicing industry work history required
• Minimum 1 year Lease Servicing/Lease Loan Servicing work history preferred

Click here to view full job description

Why choose HVCU?

HVCU cares for our employees, members, and community. We actively seek to create an inclusive workforce by hiring people with diverse perspectives and experiences. We celebrate and embrace what makes each of us different and foster an environment where everyone feels that they belong. In commitment to our diversity, equity, and inclusion mission, we encourage members of historically underrepresented communities to apply, including those who identify as women, minorities, veterans, disabled and LGBTQ+.

Employee Perks:

• HVCU University & Academy; Professional Development Training
• Student Loan Repayment & Tuition Reimbursement Programs
• Medical, Dental, and Vision coverage (coverage starting as low as $20 per month)
• 401(k) with employer match and non-elective employer contribution
• Paid time off (PTO), holidays, and community volunteer time
• Life, Short-Term, and Long-Term Disability Insurance
• Discounted Loan Rates & Fees 

Hudson Valley Credit Union is an AA/EEO employer committed to equal opportunity and employee diversity. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, sexual orientation, gender identity, the status of being transgender, national origin, disability, military or veteran status, genetic information, marital or familial status, domestic violence victim status, or any other characteristic protected by law.

• Performs tasks associated with end of lease process and maintenance. Prepares ownership transfer documents, updates post origination system, and obtains necessary documentation from lessee to complete disposition or renewal process. Reconciliation of reports and lease general ledgers.
  
• Acts as liason between HVCU and Credit Union Leasing of America (CULA) and provides guidance on end of lease maintenance functions.
  
• Participates in relationship status calls and participates in on-site visits to assigned accounts to build relationships and improve service.
  
• Works closely with Relationship Managers, Account Managers, Customers and Lease Partners to provide superior customer service.
  
• Handle all service requests and perform necessary functions such as research, loan maintenance, transaction processing and reconstructions in response. This includes, but is not limited to, student loan maintenance, vehicle, small business and home equity lien satisfaction documents. Meet service request turnaround goals.
  
• Perform all duties as a Consumer Leasing Specialist and provide technical support and training as needed.
• Responsible for all aspects of the collateral protection insurance program. In addition, pays hazard and forceplaced insurance premiums from escrow account.
• Ensure the Credit Union remains within regulatory compliance requirements by completing internal reports, vendor reports and reconciles various general ledger accounts.
• Seek to improve efficiencies and streamline operating expenses through innovative ideas for continuous improvement.
• Adhere to all Credit Union policies, procedures, and regulatory agency requirements. Participate in all required and recommended training and development including, but not limited to, Bank Secrecy Act training (BSA) and demonstrate attained knowledge. Participate on Credit Union teams, projects and strategic initiatives when the opportunity arises. Perform additional duties and special projects as assigned.
  
• Embrace and apply HVCU’s guiding principles to all activities and responsibilities. This includes the Credit Union’s Mission, Vision, Core Values, Employee and Member Value Propositions, Sales and Service Model, and commitment to Lean Six Sigma practices. Support the Credit Union’s initiatives by demonstrating teamwork and professionalism.
  
• Responsible for regular and predictable attendance including punctuality.